First Citizens Bank ATM Payday Loans Review - Columbia, South Carolina

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4 2 reviews

Columbia, SC 29209, USA
www.firstcitizens.com
Testimonials

What people think about First Citizens Bank ATM?

Below you find some of the reviews of our customers.
Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Columbia, Connecticut

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Columbia, Connecticut. Loans from payday lenders can get you cash same day. Your APR will depend on several factors.

APR

12$ small loan cap

Advantages of First Citizens Bank ATM that offers payday loans in Columbia, Connecticut

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

Let's see

Other Payday Lenders in Columbia, South Carolina

Credit Central

10125 Ellenton St, Barnwell, SC 29812, USA

+1 (803) 259-7044

www.creditcentralllc.com

MoneyGram

1 Nickle Plate Rd, Hardeeville, SC 29927, USA

+1 (843) 208-3000

locations.moneygram.com

SouthState Bank

46 Broad St, Charleston, SC 29401, USA

+1 (843) 853-6540

southstatebank.com

MoneyGram

206 S Main St, Hemingway, SC 29554, USA

+1 (803) 558-9455

locations.moneygram.com

The Citizens Bank

Caldwell St, Rock Hill, SC 29730, USA

www.citizensbank.com

Lendmark Financial Services LLC

600 C Pamplico Hwy, Florence, SC 29505, USA

+1 (843) 664-9797

www.lendmarkfinancial.com

Carolina Payday Loans,Inc

1324 Cherry Rd, Rock Hill, SC 29730, USA

+1 (803) 980-5626

carolinatitleloansinc.com

Synovus Bank

One Broad St, Sumter, SC 29150, USA

+1 (888) 796-6887

www.synovus.com

First Citizens Bank

226 E Main St, Rock Hill, SC 29730, USA

+1 (803) 366-7656

www.firstcitizens.com