Palmetto Citizens Federal Credit Union Payday Loans Review - Columbia, South Carolina

Your personal information is safe with us
4.6 21 reviews

2651 Clemson Rd, Columbia, SC 29229, USA
+1 (803) 732-5000

What people think about Palmetto Citizens Federal Credit Union?

Below you read some of the opinions of our customers.

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Columbia, Connecticut

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to be eligible in Columbia, Connecticut. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.


12$ small loan cap

Advantages of Palmetto Citizens Federal Credit Union that offers payday loans in Columbia, Connecticut

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses




Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Columbia, South Carolina

Edward Jones - Financial Advisor: Matt Harbin

2808 N Main St, Anderson, SC 29621, USA

+1 (864) 844-9566

Lender's Loans

102 Lee Ave, Hampton, SC 29924, USA

+1 (803) 943-9299

Personal Cash Loans of SC, Inc.

5418A Rivers Ave, North Charleston, SC 29406, USA

+1 (843) 554-7110

BankSouth Mortgage

105 Ram Cat Alley, Seneca, SC 29678, USA

+1 (864) 990-4355

Advance America

264 US Hwy. 321 Bypass South, Winnsboro, SC 29180, USA

+1 (803) 635-7474

Regions Bank

69 Robert Smalls Pkwy, Beaufort, SC 29906, USA

+1 (843) 781-7050

Upfront Loans

610 Church St, Conway, SC 29526, USA

+1 (843) 915-0215

Makers Finance

117 Rivertown Blvd C, Conway, SC 29526, USA

+1 (843) 772-0030

Check `n Go

655 Fairview Rd Ste M, Simpsonville, SC 29680, USA

+1 (864) 962-5641