Advance America Payday Loans Review - Columbia, South Carolina

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5 131 reviews

Loan agency in Forest Acres, South Carolina

Organization owner?

3910 Two Notch Rd # B, Columbia, SC 29204, USA

+1 (803) 714-6391

www.advanceamerica.net

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Saturday

9AM–2PM

Domain Info

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Here you read the reviews of our customers.

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Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Columbia, Connecticut

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Columbia, Connecticut are taken out easily. The interest rate depends on the customer's person-related information: if you pay back more payday loans, the more favorable terms and rates lenders guarantee.

APR

12$ small loan cap

How will Advance America help take out a loan in Columbia, Connecticut?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with customer data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Microfinance organizations in Columbia, ct consider this circumstance not a hindrence to take out a loan. The recipient of a loan should be ready to objectively estimate financial solvency, issue a loan, repay the debt on a due date and not only resolve current difficulties, but improve the credit history.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

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