First Citizens Bank Payday Loans Review - Edgefield, South Carolina

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309 Main St, Edgefield, SC 29824, USA
+1 (803) 637-9151
locations.firstcitizens.com
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Testimonials

What people think about First Citizens Bank?

Below you read some of the testimonials of our clients.
Note

Important

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Edgefield, South Carolina

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is simple and fast to get approved for payday loans in Edgefield, South Carolina. The APR will be set individually for each client and will depend on the personal details the borrower entered.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Edgefield, South Carolina

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

Let's see

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Cash N Go Title Loans Centers Spartanburg

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Citizens Bank

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Sunset Finance

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Carolina Pawn

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SouthState Bank

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First Citizens Bank

232 Market St, Cheraw, SC 29520, USA

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www.firstcitizens.com

Bay Equity Home Loans

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