First Citizens Bank Payday Loans Review - Florence, South Carolina

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5 2 reviews

619 Pamplico Hwy, Florence, SC 29505, USA
+1 (843) 679-9488
www.firstcitizens.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Testimonials

What people think about First Citizens Bank?

Below you read some of the reviews of our customers.
Note

Important

The previous three items charactirize a precise lending service. But below you can find general information about payday loans.

Payday Loans in Florence, Massachusetts

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Florence, Massachusetts. The entire process is fast. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

23% small loan cap

Advantages of First Citizens Bank that offers payday loans in Florence, Massachusetts

  • 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific aspects. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see

Other Payday Lenders in Florence, South Carolina

Cash Ahead

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Lenders Loans

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TitleMax Title Secured Loans

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Total Visa USA LLC

400 SC-174, Edisto Island, SC 29438, USA

+1 (843) 869-0971

TD Bank

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+1 (843) 727-8400

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Dedicated Community Bank

202 Cashua St, Darlington, SC 29532, USA

+1 (843) 395-1956

www.dcbsc.com

ATM (First Citizens Bank & Trust)

304 Old Greenville Hwy, Clemson, SC 29631, USA

www.firstcitizens.com

Countybank Commercial Loan Office

300 N Main St, Anderson, SC 29621, USA

+1 (864) 622-2695

www.ecountybank.com

First Citizens Bank

2 Northridge Dr, Hilton Head Island, SC 29926, USA

+1 (843) 681-4090

www.firstcitizens.com