What people think about Southern Finance?
APR too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…
Dr. Giovanny Schuster
Stay away! It’s a fake! They call me every day from various phone numbers. Tired of blocking these numbers. Never give them your contact information!!
Wasted too much time with this organization. They charge hidden fees! Seek elsewhere
Jude Jaskolski V
APR too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their rates a little…
Prof. Korbin Goodwin
So upset!! They approve me for a loan but it’s been 2 days and still no money in my account! Tired of waiting…. Not sure I will ever get my loan.
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Georgetown, New York
A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is effortless and fast to get approved for payday loans in Georgetown, New York. The interest rate will be set individually for each consumer and will depend on the personal data the client entered.
25% small loan cap
Advantages of Southern Finance that offers payday loans in Georgetown, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Payday loans for bad credit
If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of consumers with lower credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator helps to quickly calculate the APR. It’s easy to find out the definite cost of the cash advance loan even before applying.