What people think about First Choice Finance Co Inc?
Crazy APR. Had to pay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady on the phone was very rude. Not recommended. Better consider another lender.
Said I was approved for a loan. Have been waiting 3 days, still no money I my account. I suppose it’s fake.
Prof. Twila Friesen Jr.
Said I was approved for a cash advance loan. Have been waiting 4 days, still no funds I my account. I think it’s fake.
Below you can read general information about payday loans and their common aspects.
Payday Loans in Greenville, New York
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Cash advance loans may be an easy and speedy solution to a short-term problem in Greenville, New York. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.
25% small loan cap
Advantages of First Choice Finance Co Inc that offers payday loans in Greenville, New York
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. They will look at your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.