First Citizens Bank Payday Loans Review - Irmo, South Carolina

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4.3 7 reviews

1509 Dutch Fork Rd, Irmo, SC 29063, USA
+1 (803) 781-3414
www.firstcitizens.com
Thursday
6AM–5PM
Friday
6AM–5PM
Saturday
Closed
Sunday
Closed
Monday
6AM–5PM
Tuesday
6AM–5PM
Wednesday
6AM–5PM
Testimonials

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Here you grapple with the reviews of our customers.
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Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the essence of payday loans.

Payday Loans in Irmo, South Carolina

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Irmo, South Carolina is taken out simply and quickly. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a payday loan in Irmo, South Carolina?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Irmo, South Carolina. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

Let's see

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