First Citizens Bank Payday Loans Review - Kingstree, South Carolina

Your personal information is safe with us
4 2 reviews

200 W Main St, Kingstree, SC 29556, USA
+1 (843) 355-6101
www.firstcitizens.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Testimonials

What people think about First Citizens Bank?

Below you read some of the reviews of our customers.
Note

Important

Above there is information about a definite lender. Below you can review common characteristics of payday loans.

Payday Loans in Kingstree, South Carolina

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is simple and fast to get approved for payday loans in Kingstree, South Carolina. The APR will be set individually for each applicant and will depend on the personal details the consumer provided.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Kingstree, South Carolina

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can save people who have low credit scores or have no credit score. But we remind you that as with any borrowing you should only dare applying for a payday loan if you are sure that you can afford payments in a timely manner.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Kingstree, South Carolina

Palmetto Citizens Federal Credit Union

2651 Clemson Rd, Columbia, SC 29229, USA

+1 (803) 732-5000

www.palmettocitizens.org

1st Franklin Financial

7467 St Andrews Rd Suite 21, Irmo, SC 29063, USA

+1 (803) 407-5749

locations.1ffc.com

1st Franklin Financial

330 Robert Smalls Pkwy Suite 5, Beaufort, SC 29906, USA

+1 (843) 770-9990

locations.1ffc.com

SC Board of Financial Institutions

Edgar Brown Building, 1205 Pendleton St, Columbia, SC 29201, USA

+1 (803) 734-2020

bofi.sc.gov

A Car Title Loan Co

1136 Mt Gallant Rd, Rock Hill, SC 29732, USA

+1 (803) 366-6900

First Citizens Bank ATM

450 E Henry St, Spartanburg, SC 29302, USA

www.firstcitizens.com

Auto Money

3720 Rivers Ave, North Charleston, SC 29406, USA

+1 (843) 740-1120

www.automoneytitleloans.com

Regional Finance

708 Bultman Dr, Sumter, SC 29150, USA

+1 (803) 778-2828

branches.regionalfinance.com

B & B Loans

1815 Boundary St # B, Beaufort, SC 29902, USA

+1 (843) 322-0186