What people think about Citizens Bank?
Recently I urgently needed funds to pay for a car repair. I filled out an application form via the website of Citizens Bank. I entered the basic personal information. No phone calls. The desired amount was approved within a few minutes. The money was transferred to my bank account the same day. Fantastic company!
Easy application. I only entered an ID and a bank account. Fast lending decision. The first time I was accepted for $500 only. Hope the limit will be more next time. APR is reasonable. Repaid the loan earlier than agreed. If necessary, the term can be also extended.
Recently I experienced the most difficult situation in my life. I urgently needed $900 to pay for medical bills. This institution assisted me the same day. They were the only institution that accepted me for the necessary amount. I solved all my problems. I will definitely recommend this company to my friends. Best service in my life.
The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.
Payday Loans in Ladson, South Carolina
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Online payday loans can be the best solution to your temporary financial problems in Ladson , South Carolina because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.
Advantages of Citizens Bank that offers payday loans in Ladson, South Carolina
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a bad credit history. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.