What people think about United Finance Co?
Last week I needed $800 to cover car repair bills. I decided to contact United Finance Co. They only approved me for $500 but the process itself was legit, and their rates were attractive.
Valentina Torphy III
The process was as easy as possible, straightforward. No guarantors needed. Thank you a lot. Love their 24/7 customer support. No troubles. Would apply again.
Mrs. Sylvia Bruen
It wanted to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via United Finance Co. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very good service.
Jermain Walsh I
They approve applicants instantly and transfer funds the same day. But be careful – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
I applied for a $1,000 payday loan when I needed money after car accident. There simply was no other solution. I found this website on the Internet. Other lender charged VERY HIGH rates. One lender refused me, another accepted me for a smaller amount but here it got as much as I needed.
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Lake City, Pennsylvania
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is simple and speedy to get accepted for payday loans in Lake City, Pennsylvania. The APR will be set specifically for each consumer and will depend on the personal details the client entered.
6% APR small loan cap
Advantages of United Finance Co that offers payday loans in Lake City, Pennsylvania
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval chances. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Payday loans for bad credit
If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.