First Citizens Bank Payday Loans Review - Lake View, South Carolina

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5 reviews

Organization owner?

201 N Main St, Lake View, SC 29563, USA

+1 (843) 759-2122

www.firstcitizens.com

Tuesday

10AM–7PM

Wednesday

10AM–7PM

Thursday

10AM–7PM

Friday

10AM–7PM

Saturday

10AM–7PM

Sunday
(Easter)

Closed

Monday

10AM–7PM

Domain Info

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Lake View, New York

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Lake View, New York are taken out hassle-free. The interest percentage is conditional on the borrower's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will First Citizens Bank help issue a payday loan in Lake View, New York?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Lake View, New York. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

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