First Citizens Bank Payday Loans Review - Lancaster, South Carolina

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2.6 5 reviews

500 N Main St, Lancaster, SC 29720, USA
+1 (803) 285-7431
www.firstcitizens.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
8:30AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about First Citizens Bank?

Below you find some of the testimonials of our customers.
Note

Important

Above there is information about a definite lender. Below you can see common aspects of payday loans.

Payday Loans in Lancaster, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Lancaster, New York. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of First Citizens Bank that offers payday loans in Lancaster, New York

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments in good time.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Lancaster, South Carolina

MoneyGram

970 E Liberty St, York, SC 29745, USA

+1 (803) 684-5486

locations.moneygram.com

North American Title Loans

552 John C Calhoun Dr, Orangeburg, SC 29115, USA

+1 (803) 531-0117

www.northamericantitleloans.net

Advance America

Pee Dee Plaza Shopping Center, 1105 E Godbold St, Marion, SC 29571, USA

+1 (843) 423-5990

www.advanceamerica.net

Cashwell

645 SC-28 Truck A, Anderson, SC 29624, USA

+1 (864) 261-0407

www.cashwells.com

Anderson Brothers Bank

302 US-701, Loris, SC 29569, USA

+1 (843) 756-6001

www.abbank.com

Southern Finance

112 NW Main St, Easley, SC 29640, USA

+1 (864) 855-9963

www.mymoneytogo.com

Check `n Go

2349 Cherry Rd Suite 17, Rock Hill, SC 29732, USA

+1 (803) 792-4821

locations.checkngo.com

Rivertown Credit

3300 Broad St, Loris, SC 29569, USA

+1 (843) 756-5359

www.new.rivertowncredit.com

United Community Bank

311 S Limestone St, Gaffney, SC 29340, USA

+1 (864) 487-8900

www.ucbi.com