United Community Bank Payday Loans Review - Laurens, South Carolina

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3.7 3 reviews

Organization owner?

101 W Main St, Laurens, SC 29360, USA

+1 (864) 984-8300

www.ucbi.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about United Community Bank?

Here you grapple with the feedback of our customers.

Note

Pay Attention

Lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Laurens, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Laurens, ny. They are issued at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

25% small loan cap

How will United Community Bank help issue a loan in Laurens, New York?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Laurens, ny review this circumstance not a hindrence to take out a loan. The customer of a loan should be prepared to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only cope with current problems, but enhance the credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

Let's see