Woodforest Bank Payday Loans Review - Laurens, South Carolina

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4.2 6 reviews

Organization owner?

922 E Main St, Laurens, SC 29360, USA

+1 (864) 657-3034

www.woodforest.com

Thursday

10AM–7PM

Friday

10AM–7PM

Saturday

10AM–4PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Domain Info

Mailing Address

25231 Grogans Mill Road

The Woodlands

77380

United States

Contact Data

woodforestdns@woodforest.com

+1.8323752847

Testimonials

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Here you grapple with the feedback of our clients.

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Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Laurens, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is easy and quick to issue payday loans in Laurens, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Woodforest Bank help issue a payday loan in Laurens, New York?

24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Laurens, New York. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see