Feedback about City Co Finance?
I tried to borrow money from City Co Finance. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
For 6 months I have not been able to make the company to transfer the information about the paying off of the loan for 2019.
I issued $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.
Lenders are described in the first three points. Below info specifies shared information about payday loans.
Payday Loans in Laurens, New York
According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.
Payday loans in Laurens, New York are issued problem-free. The interest percentage is dependent on the client's personal data: if you pay back more payday loans, the more efficient terms and rates lenders offer.
25% small loan cap
How will City Co Finance help take out a payday loan in Laurens, New York?
- Round the clock service. Every client may address the service round the clock. The borrowed money will be transfered to account. You won't be asked to visit any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online form. You have to fill in an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
- Fast and high approval level. The positive answer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill out in the application? - General Info
Then a borrower should submit an application to get a proposal from one of lenders.
Payday loans for bad credit
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Laurens, New York. The company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
The calculator shows the cost of the loan known as annual percentage rate.