What people think about Regional Finance?
The site does not work so I can not apply for the loan…
Be careful! It’s a fake! They call me 24/7 from various phone numbers. Tired of blocking these numbers. Never give them your personal data!!
Wasted too much time with this lender. They charge sky high rates! So upset
Eula Kozey II
Unsatisfied client! Was declined for no reason. My credit was good.
Dora Block I
This lender is a scam. I will never use again. $30 goes towards loan and you keep $79 for interest.
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Lexington, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
It is effortless and fast to get approved for payday loans in Lexington, New York. The interest rate will be set individually for each case and will depend on the personal details the applicant provided.
25% small loan cap
Advantages of Regional Finance that offers payday loans in Lexington, New York
- 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a poor credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.