American Financial-Lexington Payday Loans Review - Lexington, South Carolina

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5 3 reviews

100 Ellis Ave # C, Lexington, SC 29072, USA
+1 (803) 359-0714
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Testimonials

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Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Lexington, New York

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to take out payday loans in Lexington, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will American Financial-Lexington help take out a payday loan in Lexington, New York?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial capabilities to approve the request. Payday loans in Lexington, New York may help enhance your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

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ATM (First Citizens Bank & Trust)

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Farmers & Merchants Bank of SC

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The Citizens Bank

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Regional Finance

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+1 (864) 597-0120

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Anderson Brothers Bank

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Edward Jones - Financial Advisor: Edward L Melton Jr, AAMS®

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+1 (843) 332-6548

www.edwardjones.com

Founders Federal Credit Union

1405 Hwy 9 Bypass W, Lancaster, SC 29720, USA

+1 (800) 845-1614

www.foundersfcu.com