Advance America Payday Loans Review - Lexington, South Carolina

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4.8 24 reviews

Loan agency in Lexington, South Carolina

Organization owner?

762 W Main St, Lexington, SC 29072, USA

+1 (803) 996-5570

www.advanceamerica.net

Domain Info

Feedback about Advance America?

Here you grapple with the reviews of our customers.

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Above-defined info provides the details about a exact lending company. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Lexington, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Lexington, New York is issued simply and quickly. The interest percentage is specified respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Advance America help issue a loan in Lexington, New York?

24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Lexington, New York. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see