United Community Bank Payday Loans Review - Lexington, South Carolina

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Organization owner?

5346 Sunset Blvd, Lexington, SC 29072, USA

+1 (803) 821-7134

www.ucbi.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

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Here you see the reviews of our customers.

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Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Lexington, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Lexington, New York are issued hassle-free. The interest rate depends on the client's personal data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will United Community Bank help take out a payday loan in Lexington, New York?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Lexington, ny consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively assess financial solvency, issue a loan, repay the debt on time and not only solve current problems, but improve the credit history.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the loan known as annual percentage rate.

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