What people think about State Department Federal Credit Union?
Good website with competitive rates. They transferred the next day, as I expected. I will use State Department Federal Credit Union again if I need temporary help.
State Department Federal Credit Union seems legit. At least they charge no hidden fees. This was the only lender that accepted me for a payday loan.
I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other solution. I came across this website on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I requested.
Now you can review general aspects of payday loans.
Payday Loans in North Charleston, South Carolina
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online cash advance loans can be the easiest solution to your temporary financial difficulties in North Charleston , South Carolina because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
Advantages of State Department Federal Credit Union that offers payday loans in North Charleston, South Carolina
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a poor credit history an increased chance to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments in a timely manner.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.