Pacifica Lending Payday Loans Review - North Charleston, South Carolina

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5 reviews

Loan agency in North Charleston, South Carolina

Organization owner?

5059 N Arco Ln #45, North Charleston, SC 29418, USA

+1 (843) 491-4037

Saturday

7AM–8PM

Sunday

7AM–8PM

Monday

7AM–8PM

Tuesday

7AM–8PM

Wednesday

7AM–8PM

Thursday

7AM–8PM

Friday

7AM–8PM

Testimonials

Feedback about Pacifica Lending?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Above-specified info provides the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in North Charleston, South Carolina

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in North Charleston, sc. They are issued at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Pacifica Lending help take out a payday loan in North Charleston, South Carolina?

Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in North Charleston, sc will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

Let's see