Advance America Payday Loans Review - Ridgeland, South Carolina

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4.9 58 reviews

Loan agency in Ridgeland, South Carolina

Organization owner?

8120 E Main St A, Ridgeland, SC 29936, USA

+1 (843) 726-3929

www.advanceamerica.net

Saturday

9AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–2PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you read the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Ridgeland, South Carolina

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

It is simple and fast to take out payday loans in Ridgeland, South Carolina. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a loan in Ridgeland, South Carolina?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to process the application. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Ridgeland, South Carolina. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a definite cost of the loan.

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