1st Capital Finance Payday Loans Review - Rock Hill, South Carolina

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4.1 13 reviews
Loan agency in York County, South Carolina

2042 Celanese Rd #1322, Rock Hill, SC 29732, USA
7 years in business
+1 (803) 980-1711
Wednesday
8:30AM–12AM
Thursday
8:30AM–12AM
Friday
8:30AM–12AM
Saturday
8:30AM–12AM
Sunday
(Easter)
Closed
Monday
8:30AM–12AM
Tuesday
8:30AM–12AM
Testimonials

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Further there will be given the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Rock Hill, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Problem-free financial products are considered as payday loans in Rock Hill, ny. They are taken out at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will 1st Capital Finance help take out a payday loan in Rock Hill, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Rock Hill, ny review this circumstance not a hindrence to take out a loan. The customer of a loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on a due date and not only solve current issues, but enhance the credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see

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Walmart Money Center

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Credit Central

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First Citizens Bank ATM Location

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Cash USA

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Credit Central

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Woodforest Bank

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+1 (843) 537-5404

www.woodforest.com