What people think about MoneyGram?
I tried to borrow money from MoneyGram. They declined me. Why then advertise they accept everyone even those with poor credit?? Waste of time. Later, got many texts with an offer to take out a cash advance loan. I do not recommend this service.
I took loans from MoneyGram 2 times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 9 hours. It’s been three days – no funds. They do not answer emails. Why???
Ms. Leanne Schiller DDS
Interest too high. People usually take loans because they’re having a hard time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Miss Sabina Prosacco
Below you can read general information about payday loans and their common aspects.
Payday Loans in Rock Hill, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans in Rock Hill, New York is are simple to get. The interest rate is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of MoneyGram that offers payday loans in Rock Hill, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.