Carolina Payday Loans, Inc Payday Loans Review - Spartanburg, South Carolina

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1 reviews

Loan agency in Spartanburg County, South Carolina

Organization owner?

1226 Asheville Hwy, Spartanburg, SC 29303, USA

+1 (864) 342-0414

Testimonials

What people think about Carolina Payday Loans, Inc?

Below you see some of the testimonials of our customers.

Note

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Spartanburg, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

It is trouble-free and speedy to get accepted for payday loans in Spartanburg, South Carolina. The APR will be set individually for each client and will depend on the personal details the person provided.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of Carolina Payday Loans, Inc that offers payday loans in Spartanburg, South Carolina

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
High approval chances. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see