Hometown Finance Payday Loans Review - Union, South Carolina

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4.9 316 reviews

Loan agency in Union, South Carolina

Organization owner?

116 W Main St, Union, SC 29379, USA

+1 (864) 429-5944

hometown-finance.business.site

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Domain Info

Feedback about Hometown Finance?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Union, New Hampshire

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Union, New Hampshire is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

36% small loan cap

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Hometown Finance help issue a payday loan in Union, New Hampshire?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Union, New Hampshire. They rate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will define the cost of the loan. It takes seconds to see the outcome.

Let's see