What people think about First Citizens Bank?
Was invited to a wedding but was broke at that time. A friend recommended me to address First Citizens Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was fast.
Mr. Kade Schumm II
I was embarrassed to borrow from my family so I decided to apply for a payday loan via First Citizens Bank. Found them online and the user reviews were positive I have already applied 4 times and every time I was eligible very quickly. Very convenient.
I always use First Citizens Bank when it need a loan. The application process is trouble-free. No issues.
Thank you for the top-quality service. Your managers assisted me throughout the process. It’s cool that you only need an ID to apply.
Dr. Eloise Mohr Sr.
I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it on time. Love this company for their affordable rates. Other lenders in my state charge sky high interest!
Bettye Collins DVM
The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.
Payday Loans in Walhalla, South Carolina
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Online payday loans can be the best solution to your sudden financial issues in Walhalla , South Carolina because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.
Advantages of First Citizens Bank that offers payday loans in Walhalla, South Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Payday loans for bad credit
Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save clients who have low credit scores or have no credit score. But we advise you that as with any loan you should only consider applying for a payday loan if you are assured that you can make payments in a timely manner.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator was designed to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.