First Citizens Bank Payday Loans Review - Woodruff, South Carolina

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5 2 reviews

Organization owner?

255 S Main St, Woodruff, SC 29388, USA

+1 (864) 476-3167

www.firstcitizens.com

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about First Citizens Bank?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Woodruff, South Carolina

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Problem-free financial products are known as payday loans in Woodruff, sc. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a payday loan in Woodruff, South Carolina?

Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by lenders to take out a cash advance. The lender process many aspects such as financial abilities to approve the form. Cash advance in Woodruff, South Carolina may help improve your credit score.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see