First Bank & Trust, Brookings Walmart Payday Loans Review - Brookings, South Dakota

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5 reviews

Organization owner?

2233 6th St, Brookings, SD 57006, USA

+1 (605) 696-2139

www.bankeasy.com

Sunday

Closed

Monday

9AM–1PM, 3–6PM

Tuesday

9AM–1PM, 3–6PM

Wednesday

9AM–1PM, 3–6PM

Thursday

9AM–1PM, 3–6PM

Friday

9AM–1PM, 3–6PM

Saturday

9AM–5PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

bankeasy.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about First Bank & Trust, Brookings Walmart?

Here you read the reviews of our clients.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Brookings, South Dakota

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Brookings, South Dakota is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Bank & Trust, Brookings Walmart help issue a payday loan in Brookings, South Dakota?

24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Brookings, South Dakota. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as annual percentage rate.

Let's see