Heartland State Bank Payday Loans Review - Highmore, South Dakota

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5 reviews
Organization owner?
114 Commercial Ave SE, Highmore, SD 57345, USA
+1 (605) 852-2177
www.hsbsd.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

Domain Info

Created Date

2003-11-20

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Heartland State Bank?

Here you see the feedback of our customers.

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Kennith McCullough

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Domenica Osinski

Unsatisfied! Was declined to issue $1,000. Only $400 was approved.

Mrs. Eulalia Schamberger

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Mr. Gregorio Abernathy

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Prof. Jammie Thiel

I took out a loan from Heartland State Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Marilou Doyle

I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Kennith McCullough

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Domenica Osinski

Unsatisfied! Was declined to issue $1,000. Only $400 was approved.

Mrs. Eulalia Schamberger

I regret very much that I contacted this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Mr. Gregorio Abernathy

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Prof. Jammie Thiel

I took out a loan from Heartland State Bank 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Marilou Doyle

Note

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Highmore, South Dakota

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Highmore, South Dakota are taken out easily. The interest rate depends on the borrower's personal data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Heartland State Bank help take out a payday loan in Highmore, South Dakota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Highmore, sd will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Highmore, South Dakota

First Interstate Bank

311 N 27th St, Spearfish, SD 57783, USA

+1 (605) 717-0727

locations.firstinterstatebank.com

First State Bank of Claremont

602 6th Ave, Claremont, SD 57432, USA

+1 (605) 294-5211

fsbclaremont.com

Sioux Empire Federal Credit Union - SW Branch

5010 S Solberg Ave, Sioux Falls, SD 57108, USA

+1 (605) 367-7070

www.siouxempirefcu.org

CorTrust Bank

177 W Main St, Letcher, SD 57359, USA

+1 (605) 248-2233

www.cortrustbank.com

Walmart Money Center

Yankton, SD 57078, USA

+1 (605) 665-1425

www.walmart.com

EZ Payday Advance

2304 6th St, Brookings, SD 57006, USA

+1 (605) 692-4002

American Bank & Trust

2 Main St, Mellette, SD 57461, USA

+1 (605) 887-3471

www.abt.bank

First Dakota National Bank

6100 E Silver Maple Cir, Sioux Falls, SD 57110, USA

+1 (605) 333-8282

www.firstdakota.com

Great Western Bank

202 SD-38, Hartford, SD 57033, USA

+1 (605) 528-7428

www.greatwesternbank.com