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What people think about First National Bank?
This company is a fraud. I will never use again. $30 goes towards loan and you keep $83 for interest.
Sherwood Homenick
Ridiculous APR. Had to pay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady on the phone was very rude. Not satisfied. Better explore another lender.
Juana Orn
APR too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Hilton Connelly
This company is a fraud. I will never use again. $30 goes towards loan and you keep $83 for interest.
Sherwood Homenick
Ridiculous APR. Had to pay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady on the phone was very rude. Not satisfied. Better explore another lender.
Juana Orn
APR too high. People usually take cash advances because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Hilton Connelly
This company is a fraud. I will never use again. $30 goes towards loan and you keep $83 for interest.
Sherwood Homenick
Important
Above there is information about a exact loan provider. Below you can see common features of payday loans.
Payday Loans in Lead, South Dakota
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.
Payday loans in Lead, South Dakota is are simple to get. The interest rate is individual for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
36% small loan cap
$500
Not Specified
Not Specified
Advantages of First National Bank that offers payday loans in Lead, South Dakota
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and pay back your loan commitments punctually.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Learn the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.
Other Payday Lenders in Lead, South Dakota
PREMIER Bankcard
800 Cottonwood Ln, Dakota Dunes, SD 57049, USA
+1 (605) 235-5440
mypremiercreditcard.com
Principal Financial Group
2105 Broadway Ave, Yankton, SD 57078, USA
+1 (605) 653-4462
www.principal.com