Dacotah Bank Payday Loans Review - New Effington, South Dakota

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Main St, New Effington, SD 57255, USA
+1 (605) 637-5251
www.dacotahbank.com
Sunday
Closed
Monday
Closed
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
Closed
Saturday
Closed
Testimonials

What people think about Dacotah Bank?

Below you get acquainted with some of the testimonials of our clients.
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Now you can review general features of payday loans.

Payday Loans in New Effington, South Dakota

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is effortless and fast to get approved for payday loans in New Effington, South Dakota. The interest rate will be set individually for each client and will depend on the personal information the applicant filled in.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of Dacotah Bank that offers payday loans in New Effington, South Dakota

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay back your loan commitments in a timely manner.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see

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CorTrust Bank

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PREMIER Bankcard

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