South Dakota Department of Labor and Regulation - Division of Banking Payday Loans Review - Pierre, South Dakota

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Organization owner?

1601 N Harrison Ave #1, Pierre, SD 57501, USA

+1 (605) 773-3421

dlr.sd.gov

Sunday

Closed

Monday

8AM–4:30PM

Tuesday

8AM–4:30PM

Wednesday

8AM–4:30PM

Thursday

8AM–4:30PM

Friday

8AM–4:30PM

Saturday

Closed

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Feedback about South Dakota Department of Labor and Regulation - Division of Banking?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Pierre, South Dakota

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Problem-free financial products are considered as payday loans in Pierre, sd. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will South Dakota Department of Labor and Regulation - Division of Banking help take out a loan in Pierre, South Dakota?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a loan. The lender review many aspects such as financial capabilities to approve the application. Cash advance in Pierre, South Dakota may help level up your credit score.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see