First Cash & Exchange Payday Loans Review - Sioux Falls, South Dakota

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4.3 33 reviews

2123 E 10th St, Sioux Falls, SD 57103, USA
+1 (605) 338-9155
www.1stcashpawn.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–5PM

Domain Info

Created Date

2008-09-05

Mailing Address

South Dakota

United States

Company Name

First Cash and Exchange

First Cash and Exchange

Testimonials

Feedback about First Cash & Exchange?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Sioux Falls, South Dakota are taken out hassle-free. The interest rate is dependent on the borrower's person-related information: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Cash & Exchange help take out a loan in Sioux Falls, South Dakota?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Sioux Falls, sd consider this circumstance not a drawback to issue a loan. The customer of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on a due date and not only solve current problems, but improve the credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

Let's see

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CorTrust Bank

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U.S. Bank Branch

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Gary Schaap - Ameriprise Financial Services, LLC

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EZ Payday Advance

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CorTrust Bank

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+1 (605) 996-5910

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Great Western Bank

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+1 (605) 647-2818

www.greatwesternbank.com