ATM Dacotah Bank Payday Loans Review - Sioux Falls, South Dakota

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510 S Phillips Ave, Sioux Falls, SD 57104, USA
+1 (800) 627-3999
www.dacotahbank.com
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Testimonials

What people think about ATM Dacotah Bank?

Below you see some of the reviews of our clients.
Note

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about common information about payday loans.

Payday Loans in Sioux Falls, South Dakota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to qualify for in Sioux Falls, South Dakota. The entire process is fast. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of ATM Dacotah Bank that offers payday loans in Sioux Falls, South Dakota

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

19%
Treatment

14%
Vacation

11%
Clothes

8%
Home improvement

8%
Debt Consolidation

6%
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. Lenders will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Sioux Falls, South Dakota

BankWest

1200 E Spruce St, Mitchell, SD 57301, USA

+1 (605) 995-5059

www.bankwest-sd.bank

Farm Credit Services of America

4835 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 225-1030

www.fcsamerica.com

First Interstate Bank

351 E Main St, Hill City, SD 57745, USA

+1 (605) 574-2531

locations.firstinterstatebank.com

American Bank & Trust

200 E 10th St Suite 100, Sioux Falls, SD 57104, USA

+1 (605) 271-4008

www.abt.bank

Pioneer Bank & Trust

140 E Jackson Blvd, Spearfish, SD 57783, USA

+1 (605) 642-2725

www.pioneerbankandtrust.com

FNBO - First National Bank of Omaha

79 2nd St SW, Huron, SD 57350, USA

+1 (605) 352-8601

www.fnbo.com

Walmart Money Center

1201 29th St SE, Watertown, SD 57201, USA

www.walmart.com

Black Hills Federal Credit Union

115 South Blvd West, Wall, SD 57790, USA

+1 (800) 482-2428

www.bhfcu.com

U.S. Bank Branch

1500 N Minnesota Ave, Sioux Falls, SD 57104, USA

+1 (605) 782-0420

locations.usbank.com