Voyage Federal Credit Union Payday Loans Review - Sioux Falls, South Dakota

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4.5 13 reviews
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3823 S Kiwanis Cir, Sioux Falls, SD 57105, USA
+1 (605) 338-2533
voyagefcu.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

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Created Date
Mailing Address
Company Name
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Testimonials

Feedback about Voyage Federal Credit Union?

Here you get acquainted with the reviews of our clients.

I had to write a review for my favorite and most helpful banker I have ever met.

Harvey DuBuque

Very nice staff and always helpful but Amber is the best!

Stacy Hackett

This branch is so friendly. I make payments automatically on a loan there (which they helped me set up). I had a conflict with another payment coming out and knew I would …

Quinton Mertz

I had to write a review for my favorite and most helpful banker I have ever met.

Harvey DuBuque

Very nice staff and always helpful but Amber is the best!

Stacy Hackett

This branch is so friendly. I make payments automatically on a loan there (which they helped me set up). I had a conflict with another payment coming out and knew I would …

Quinton Mertz

I had to write a review for my favorite and most helpful banker I have ever met.

Harvey DuBuque

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will define general information about payday loans and its specific features.

Payday Loans in Sioux Falls, South Dakota

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Sioux Falls, South Dakota is issued easily and quickly. The interest percentage is set respecting the category of the client: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Voyage Federal Credit Union help take out a payday loan in Sioux Falls, South Dakota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Sioux Falls, South Dakota

Plains Commerce Bank

4700 E 57th St Suite 100, Sioux Falls, SD 57108, USA

+1 (605) 275-2467

www.plainscommerce.com

EZ Money Check Cashing

110 N Cambell St, Rapid City, SD 57703, USA

+1 (605) 341-5541

www.getezmoney.com

First State Bank of Claremont

602 6th Ave, Claremont, SD 57432, USA

+1 (605) 294-5211

fsbclaremont.com

Central Bank

2500 S Minnesota Ave, Sioux Falls, SD 57105, USA

+1 (605) 977-7500

www.centralbankonline.com

Check 'n Go

1309 E Wells Ave, Pierre, SD 57501, USA

+1 (605) 224-0553

U.S. Bank Branch

420 S Sycamore Ave, Sioux Falls, SD 57110, USA

+1 (605) 977-5940

locations.usbank.com

EZ Payday Advance

2304 6th St, Brookings, SD 57006, USA

+1 (605) 692-4002

First Dakota National Bank

101 N Main Ave Suite 101, Sioux Falls, SD 57104, USA

+1 (605) 333-8200

www.firstdakota.com

Dacotah Bank

111 Garfield St, Willow Lake, SD 57278, USA

+1 (605) 625-3316

www.dacotahbank.com