Black Hills Cash Advance Payday Loans Review - Spearfish, South Dakota

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1 reviews

Organization owner?

729 N 12th St, Spearfish, SD 57783, USA

5 years in business

+1 (605) 644-1848

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

Closed

Testimonials

What people think about Black Hills Cash Advance?

Below you read some of the testimonials of our customers.

Note

Pay Attention

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Spearfish, South Dakota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is hassle-free and fast to get accepted for payday loans in Spearfish, South Dakota. The APR will be set specifically for each consumer and will depend on the personal details the consumer provided.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of Black Hills Cash Advance that offers payday loans in Spearfish, South Dakota

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit score. Payday loan approvals depend very much on specific factors. They will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and find out the real cost of the loan immediately.

Let's see