Bay Equity Home Loans - Spearfish Payday Loans Review - Spearfish, South Dakota

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Organization owner?

135 E Colorado Blvd, Spearfish, SD 57783, USA

+1 (605) 641-6434

www.bayequityhomeloans.com

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

Closed

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Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Spearfish, South Dakota

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Spearfish, South Dakota is taken out easily and quickly. The interest rate is set considering the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Bay Equity Home Loans - Spearfish help issue a loan in Spearfish, South Dakota?

24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Spearfish, sd will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

Let's see