Plains Commerce Bank Payday Loans Review - Watertown, South Dakota

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4.6 8 reviews

109 1st Ave SE, Watertown, SD 57201, USA
+1 (605) 886-6966
www.plainscommerce.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed

Domain Info

Created Date

2001-09-04

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

rz9w87cw6hy@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Plains Commerce Bank?

Here you read the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Watertown, New York

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Watertown, New York is taken out simply and quickly. The interest percentage is set depending on the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Plains Commerce Bank help issue a payday loan in Watertown, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Watertown, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see

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American Bank & Trust

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Dakota Prairie Bank

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Direct Check

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