EZ Payday Advance Payday Loans Review - Yankton, South Dakota

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Loan agency in Yankton, South Dakota

1101 Broadway Ave #101b, Yankton, SD 57078, USA
+1 (605) 665-3900
Testimonials

What people think about EZ Payday Advance?

Below you read some of the opinions of our customers.
Note

Important

Above there is information about a precise company. Below you can read common characteristics of payday loans.

Payday Loans in Yankton, South Dakota

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to get in Yankton, South Dakota. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of EZ Payday Advance that offers payday loans in Yankton, South Dakota

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to taking out a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we advise you that as with any loan you should only think about applying for a payday loan if you are convinced that you can afford payments as agreed in the contract.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the definite cost of the payday loan even before applying.

Let's see

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First Dakota National Bank

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Wells Fargo Bank

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First Bank & Trust, Brookings Walmart

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Dakota Plains Federal Credit Union

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Black Hills Federal Credit Union ATM

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First Interstate Bank

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locations.firstinterstatebank.com