American Trust Cash Advance Payday Loans Review - Chattanooga, Tennessee

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5 reviews

5701 Brainerd Rd, Chattanooga, TN 37411, USA
+1 (423) 710-3059
www.americantrustcash.com
Sunday
Closed
Monday
10AM–5:30PM
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
11AM–1PM
Testimonials

What people think about American Trust Cash Advance?

Below you see some of the opinions of our clients.
Note

Important

The above-given information provides the details about a precise financial institution. The information below is about general information about payday loans.

Payday Loans in Chattanooga, Tennessee

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Chattanooga, Tennessee is are easy to access. The interest rate is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of American Trust Cash Advance that offers payday loans in Chattanooga, Tennessee

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit score. But we advise you that as with any debt you should only think about applying for a payday loan if you are certain that you can make payments in good time.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.

Let's see

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Bank of Tennessee

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Northeast Community Credit Union

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