First Horizon Bank Payday Loans Review - Chattanooga, Tennessee

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3.9 7 reviews

701 Market St, Chattanooga, TN 37402, USA
+1 (423) 757-4032
www.firsthorizon.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed

Domain Info

Created Date

1997-04-28

Mailing Address

165 Madison Ave

Memphis

TN

38103

United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

ehspear@firsthorizon.com

+1.9015234292

+1.9015234154

Testimonials

Feedback about First Horizon Bank?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Chattanooga, Tennessee

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are known as payday loans in Chattanooga, tn. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Horizon Bank help issue a payday loan in Chattanooga, Tennessee?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Chattanooga, tn review this circumstance not an obstacle to issue a loan. The client of a loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on schedule and not only cope with current problems, but improve the credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

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