American Trust Cash Advance Payday Loans Review - Cleveland, Tennessee

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4.4 10 reviews
Loan agency in Cleveland, Tennessee

2508 Keith St NW, Cleveland, TN 37312, USA
7 years in business
+1 (423) 728-2980
www.americantrustcash.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Testimonials

What people think about American Trust Cash Advance?

Below you see some of the testimonials of our customers.
Note

Pay Attention

The previous three items describe a certain lending service. But below you can read general information about payday loans.

Payday Loans in Cleveland, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Cleveland, New York. The entire process is stress-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of American Trust Cash Advance that offers payday loans in Cleveland, New York

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

7%
Treatment

5%
Vacation

4%
Clothes

3%
Home improvement

3%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit history. But we recommend you that as with any loan you should only consider applying for a payday loan if you are convinced that you can make payments on scheduled.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

Let's see

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Advance America

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First Century Bank ATM

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Wilson Bank & Trust

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TitleMax Title Loans

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Cash Express

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ATM U.S. Bank Rogersville Highway 66

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