Advance America Payday Loans Review - Columbia, Tennessee

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5 107 reviews

Loan agency in Columbia, Tennessee

Organization owner?

1202 S James Campbell Blvd Ste. 20, Columbia, TN 38401, USA

+1 (931) 388-8186

www.advanceamerica.net

Friday

9AM–6PM

Saturday

10AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–4PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

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Here you read the reviews of our customers.

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Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Columbia, Connecticut

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Columbia, Connecticut is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates you will get.

APR

12$ small loan cap

How will Advance America help take out a payday loan in Columbia, Connecticut?

Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be transfered to credit card. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Columbia, Connecticut. They estmate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see