Security Finance Payday Loans Review - Columbia, Tennessee

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2.4 9 reviews
Loan agency in Columbia, Tennessee

1907 Carmack Blvd Suite E, Columbia, TN 38401, USA
7 years in business
+1 (931) 388-1244
www.securityfinance.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1998-05-11

Mailing Address

204 E MAIN ST

SPARTANBURG

SC

29306-5127

United States

Company Name

Security Finance Corp of Spartanburg

Security Finance Corp of Spartanburg

Contact Data

dnscontact@security-finance.com

+1.8642376172

+1.9999999999

Testimonials

Feedback about Security Finance?

Here you read the reviews of our customers.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Columbia, Connecticut

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Columbia, Connecticut is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will get.

APR

12$ small loan cap

How will Security Finance help take out a payday loan in Columbia, Connecticut?

  • 24/7 service. Such online services allow you to get funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

26%
Healthcare Bills

30%
Traveling

23%
Car Repair

8%
Clothes

11%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Columbia, ct will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see

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