Hometown Cash Advance Payday Loans Review - Etowah, Tennessee

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5 2 reviews

Loan agency in Athens, Tennessee

Organization owner?

225 W Washington Ave, Athens, TN 37331, USA

3 years in business

+1 (423) 453-2243

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

10AM–1PM

Testimonials

Feedback about Hometown Cash Advance?

Here you see the feedback of our customers.

Note

Pay Attention

Above there are details about a exact lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Etowah, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Etowah, North Carolina is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

36% APR small loan cap

How will Hometown Cash Advance help take out a payday loan in Etowah, North Carolina?

Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Etowah, North Carolina. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the loan known as annual percentage rate.

Let's see