First Community Bank of TN - Moore County Branch Payday Loans Review - Lynchburg, Tennessee

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535 Majors Blvd, Lynchburg, TN 37352, USA
+1 (931) 684-5800
www.firstcommunitybanker.com
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
(Good Friday)
8AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Testimonials

Feedback about First Community Bank of TN - Moore County Branch?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Lynchburg, Virginia

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to take out loans in Lynchburg, Virginia. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Community Bank of TN - Moore County Branch help take out a loan in Lynchburg, Virginia?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Lynchburg, va review this circumstance not a hindrence to take out a loan. The client of a loan should be ready to objectively assess financial capabilities, take out a loan, pay back the debt on schedule and not only solve current difficulties, but improve the credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see

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Edward Jones - Financial Advisor: William K Dickerson, CFP®

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Advance America

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Johnsonville TVA Employees Credit Union

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Security Finance

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First & Merchants Bank

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Cashville

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Cash Express

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+1 (931) 722-7400

www.cashexpressllc.com