ACE Cash Express Payday Loans Review - Memphis, Tennessee

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4.8 43 reviews
Loan agency in Memphis, Tennessee

5129 Yale Rd, Memphis, TN 38134, USA
+1 (901) 266-0225
www.acecashexpress.com
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–8PM
Saturday
9AM–5PM
Sunday
Closed
Monday
9AM–6PM

Domain Info

Created Date

1996-01-04

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Company Name

Domain Administrator

ACE Cash Express

Testimonials

What people think about ACE Cash Express?

Below you see some of the opinions of our customers.
Note

Important

The previous three items describe a definite financial institution. But below you can read general details about payday loans.

Payday Loans in Memphis, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Memphis, New York is are simple to get. The APR is specific for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of ACE Cash Express that offers payday loans in Memphis, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments punctually.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

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The Cash Connection

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