ACE Cash Express Payday Loans Review - Memphis, Tennessee

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4.4 31 reviews
Loan agency in Memphis, Tennessee

5169 Winchester Rd, Memphis, TN 38118, USA
7 years in business
+1 (901) 795-4690
www.acecashexpress.com
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
9AM–5PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM

Domain Info

Created Date

1996-01-04

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Company Name

Domain Administrator

ACE Cash Express

Testimonials

What people think about ACE Cash Express?

Below you see some of the reviews of our clients.
Note

Important

The previous three items describe a specific lending service. But below you can find common information about payday loans.

Payday Loans in Memphis, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Memphis, New York. The entire process is fast. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of ACE Cash Express that offers payday loans in Memphis, New York

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can save clients who have poor credit scores or have no credit history. But we remind you that as with any borrowing you should only dare applying for a cash advance if you are assured that you can make payments on time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 10 seconds to become informative even before applying.

Let's see

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